Please make requests in writing to Energy Capital Credit Union, ATTN: Office of the President/CEO, 18540 Northwest Freeway, Houston, TX 77065 or by phone at (832)604-4848. While we do our best to resolve all issues within the Credit Union, there may be times a member chooses to go outside the Credit Union for intervention.
Consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.
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An energy efficient mortgage (EEM) is a type of home loan that gives the borrower certain additional benefits due to the energy efficiency of the home they' re.
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The Texas Veterans Home Loan I Didn't Know About Until I Became a. High energy efficiency requirements for new homes that builders must.
The cost involved in adding energy efficient features to the home and an estimate of the energy savings must be determined by a home energy rating system or a qualified energy consultant. Up to $200 of the cost of the energy inspection report may be included in the mortgage. Cooperative units are not eligible.
FHA Mortgage in Texas. This is a first time home loan program that’s actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional but qualifying for the loan isn’t as tough either.
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