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This is the industry standard form used by nearly all mortgage lenders in the U.S. A borrow who wants to apply for a mortgage must complete this basic form or its equivalent. Adjustable Rate Mortgage (ARM) This is a mortgage in which the interest rate is adjusted periodically based on a pre-selected index.
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Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation.